"Good evening Terry. My name is Detective Thomas. Smith. I like to discuss with you about the accident. As you can see in the photos, your car is comp...etely destroyed in an explosion. When the fire department came by to pull your body out of the wreckage. There wasn't a single burn on your skin or injuries -besides a scar on your head. I find your accident to be abnormal." He pause. "Do you remember anything, Terry?"Terry scans the photo. He couldn't remember a single detail about his accident.. I really don't want to make that kind of loan. What if I couldn't pay it off in 3 years?"The elder Mr. Godfrey smiled and said, "Oh, nothing earthshaking, I'm sure we could work something out, and just think, you would have the whole farm back together. Of course, we would need collateral in order to make the loan. We would want the balance of your land put up as collateral for the deal. That's how we can make the deal with no down payment." No pre-payment penalties? What if I am late or miss a. More

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