Like most young couples, we were terribly under insured. When you are young, you don't think about the possibility of death. I had a small insurance p...licy, thorugh work, for $50,000. Other than that, the only coverage I had was the home mortgage insurance that Darcy insisted on. If I died, the house would be hers, free and clear. It was cheap, because I was still young, so I had it added to the mortgage payment.I never went into the file cabinet or the checkbook. Darcy knew that, and it turned. .. yeah. I will get to that...”Cyndi could not believe it, she kept thinking about her friend sitting there, bare under ‘there’, such a change from the fairly shy friend she had known.Seeing her friend keep looking down at her skirt, Niki got a tad uncomfortable, sliding her legs a bit further behind her as she sat ½ kneeling in the grass, her legs tucked back.“Oh ... no ... sorry ... it’s all right, I was just, you know, curious. You don’t have to hide around me...” Cyndi quickly said,. More

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